▥
Commercial
Mortgages
Purchase, refinance,
& construction.
COMMERCIAL LENDING
Flexible Funding Solutions
for Your Business Growth
From commercial real estate to business capital, WFL Capital provides fast, reliable, and tailored financing solutions to help you seize new opportunities.
Competitive Rates
Quick Approvals
Personalized Service
Explore Our Services →
— OUR SERVICES —
Commercial Lending Solutions
Whether you’re acquiring, expanding, or restructuring, WFL Capital offers a full suite of lending options to meet your business needs.
Commercial
↗
Investment & DSCR
Loans
Build wealth with
income-producing assets.
♜
SBA Loans
Government-backed
small business financing.
▱
Equipment Financing
Keep your business
moving forward.
⌁
Bridge Loans
Short-term solutions
for urgent needs.
◎
Business Capital
Flexible funding for
ongoing operations.
— LOAN TOOLS —
Loan Calculator
Estimate a monthly principal-and-interest payment. This calculator is for illustration only and does not represent a loan offer or quote.
Estimated monthly payment
$3,534.12
Principal & interest only
— CONTACT US —
Let’s Talk About Your Financing Needs
Share what you are looking to finance, and wfl capital can discuss potential lending options with you.
— FINANCING GUIDES —
Find the Right Financing Solution
Explore each financing option to understand what it is, who it may be suited for, and the information you may need when applying.
01
Commercial Lending
Purchase, refinance & construction.
Commercial mortgages can help finance income-producing real estate, including office, retail, industrial, multifamily, and other commercial properties.
Common uses
- Purchase an investment or owner-occupied property
- Refinance an existing commercial mortgage
- Finance construction or major improvements
- Access equity for expansion or another investment
What lenders typically review
- Property value and type
- Property income, expenses, and cash flow
- Borrower or business financial strength
- Down payment, equity, and requested loan amount
02
Investment & DSCR Loans
Build wealth with income-producing assets.
Investment and DSCR financing is designed for real estate investors. DSCR underwriting can focus heavily on the property's ability to generate enough rental income to support its debt obligations.
Common uses
- Purchase rental or investment properties
- Refinance an existing investment property
- Expand a real estate portfolio
- Finance properties based on rental cash flow
What to prepare
- Property address and purchase price or value
- Current or projected rental income
- Existing mortgage information, if applicable
- Ownership and borrower information
03
SBA Loans
Government-backed small business financing.
SBA programs can provide financing options for qualifying small businesses. Depending on the program, proceeds may be used for real estate, equipment, working capital, acquisitions, or other eligible business purposes.
Common uses
- Owner-occupied commercial real estate
- Business acquisition or expansion
- Equipment and improvements
- Working capital and eligible operating needs
What to prepare
- Business and ownership information
- Business and personal financial statements
- Recent tax returns and business history
- Details about the requested use of funds
04
Equipment Financing
Keep your business moving forward.
Equipment financing can help businesses acquire the machinery, vehicles, technology, and specialized equipment needed to operate, expand, or replace aging assets.
Common uses
- Purchase new equipment
- Replace or upgrade existing equipment
- Finance business vehicles and machinery
- Preserve working capital while acquiring assets
What to prepare
- Equipment description and purchase price
- Vendor or dealer information
- Business financial information
- Desired financing amount and term
05
Bridge Loans
Short-term solutions for urgent needs.
Bridge financing is generally short-term funding designed to help a borrower move forward while waiting for a longer-term financing event, property sale, refinance, construction completion, or other source of permanent capital.
Common uses
- Acquire a property before permanent financing is ready
- Bridge timing gaps during a transaction
- Fund time-sensitive opportunities
- Support repositioning or transitional properties
What to prepare
- Property and transaction details
- Current value and requested loan amount
- Exit strategy or expected repayment source
- Timeline and transaction milestones
06
Business Capital
Flexible funding for ongoing operations.
Business capital can give established businesses additional financial flexibility for growth, inventory, payroll, marketing, expansion, or other eligible operating needs.
Common uses
- Working capital and cash-flow management
- Inventory and operating expenses
- Expansion and growth initiatives
- Business opportunities that require additional liquidity
What to prepare
- Business revenue and operating history
- Recent business bank statements or financials
- Requested amount and intended use
- Existing debt obligations, if applicable
Important: Financing availability, terms, rates, qualifications, and documentation
vary by loan program, property, borrower, and lender. The information above is a general guide
and is not a commitment to lend or financial advice.
CAREERS
Join WFL Capital
Interested in building a career with WFL Capital? WFL Capital is always interested in connecting with talented professionals who value service, relationships, and creative financing solutions.
Careers Contact Us →— CAREERS —
Careers Contact Us
Interested in joining WFL Capital? Share a little about yourself and the opportunity you are interested in.
Careers
WFL Capital welcomes qualified professionals interested in growing with the company.
WFL Capital welcomes qualified professionals interested in growing with the company.
Phone
206-915-2399
206-915-2399